Sml Shield

Trusted by over 400,000 with their insurance needs

Sml Star

Our service is rated ‘Excellent’ on Feefo

Sml Agent (1)

Over 2000 insurance specialists ready to support you

Aromatherapy Insurance

Professional liability and indemnity cover for aromatherapists whether they are sole traders or limited companies.

  • Aromatherapy insurance with public liability, libel and slander, professional indemnity and product liability cover
  • Limit options up to £5m, and can be increased to £10m (contact us to discuss)
  • 24/7 legal advice helpline
A shield with a tick inside it on a big translucent blue circle
Aromatherapy

One of the UK's leading independent insurance brokers

Trusted brand icon

Overall service rating 4.6 / 5

Based on 3986 customer reviews

Feefo Logo

Why choose aromatherapy insurance with Towergate?

Worldwide

Worldwide aromatherapy cover

Cover to work anywhere in the world for up to 60 consecutive days for UK-based aromatherapists*.

Chat

Affordable, fast aromatherapy insurance

Aromatherapy insurance quotes available online in just 5 minutes.

Tick

Aromatherapist indemnity and liability insurance

Aromatherapy insurance including professional indemnity, libel and slander, public liability and product liability.

Woman

24/7 legal helpline for aromatherapists

Legal advice helpline whenever you may need it.

About aromatherapy insurance

We offer aromatherapy insurance with 24-hour legal advice and the flexibility to practice abroad.*

Tick

Flexible aromatherapy insurance to suit you

If you practice other forms of therapy, they can be incorporated into a single policy.

Liability

Aromatherapy liability and indemnity cover in one place

Aromatherapy insurance offers cover up to your chosen limits for professional indemnity, public liability, libel and slander and product liability insurance. Legal defence cover for criminal proceedings up to £250,000 is also included.

Worldwide

Worldwide aromatherapy insurance

If you want to practice aromatherapy abroad, we can provide civil liabilities cover for up to 60 consecutive days. This can cover a property; a rented practice room; and via the internet or phone.  *The therapist must be UK domiciled and can work abroad for up to 60 days during the period of insurance. Excludes United States and Canada.

Chat

Online legal and business advice 

Aromatherapy insurance includes 24-hour legal advice and an online resource of expert legal and business guides, templates and content. This covers legal issues around employment, health and safety, trading and contracts, cyber and data, debt and insolvency and business law resources. This does not provide full legal expenses cover to initiate a claim.

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the claims team on 0330 123 592 or email careclaims@towergate.co.uk and explain exactly what happened.
  • Provide photos if requested to help us understand what happened as quickly as we can.
Smiling women sitting on a rug on a parquet floor leaning on a sofa looking at her mobile

Ready to get covered?

  • Fill in our online quote form or call us
  • Purchase your policy
  • Relax - You're covered!

Aromatherapy insurance FAQs

Yes, we can cover therapy businesses as well as sole practitioners.

No, this policy enables you to treat all ages, from babies to centenarians.

Which you need depends very much on the specificities of your business. Employers’ liability insurance is required by law if you employ other staff as part of your company. Public liability insurance protects you against accidents that may happen, implicating a member of the public.

This includes accidents ranging from something as small as a spilt drink over a piece of equipment, to serious bodily injury. Professional liability insurance covers legal and compensation costs that arise from claims made against a professional for alleged negligence, errors, or omissions in the course of their work. This may include claims for financial loss, damage to reputation, or breach of confidentiality.

Remember to ensure that you are covered sufficiently. 

We can arrange cover for therapists across a wide range of activities, including acupuncture, homeopathy, massage therapies and reflexology.

 Liability arising from any of the following:

  • Eczema sufferers’ electroencephalography, surgical or dental treatment
  • Any medical treatment
  • Any banned or restricted herbal ingredients as defined by the Medicines and Healthcare products Regulatory Agency (MHRA), or banned or restricted herbal ingredients as defined by the Medicines and Healthcare products Regulatory Agency (MHRA)
  • Cannabidiol (CBD) where not regulated as a novel food or a cosmetic within the United Kingdom
  • Any beauty therapies undertaken
  • Coronavirus including COVID-19 and SARS CoV-2, cyber incidents, wear and tear or Communicable Disease

The list of exclusions above are not exhaustive so please ensure you read your policy wording for full terms and conditions which are available through the quotation process or upon request.

If you would like other types of work to be included in your policy, please specify these when you speak to an agent.

If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan.

We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.

Get a Quote

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

Read more FAQs

Aromatherapy insurance articles and guides

Risk Alert: New Cyber-attack Targeting Businesses

Last year, cybercrime cost UK businesses £30 billion. This is a £3 billion increase from 2022. Cyber criminals are constantly finding inventive new ways to exploit data from both individuals and businesses.

Read more

Getting a Work-Life Balance When Running a Business

Running a small business may be your dream come true, but even the best times for your business can be stressful - especially if you have many responsibilities such as sales, marketing, finance, admin, and customer service.

Read more

Do I Need Business Insurance if I Work from Home?

Discover if you need business insurance when working from home. Get the right coverage for your small business with Towergate Insurance.

Read more

Reducing Your Risk of a Public Liability Claim

Learn about reducing your risk of public liability claims by conducting adequate risk assessments and reviewing your insurance policies.

Read more

Legal Advice Hub for Care and Medical Businesses

Find out about the Markel Law Hub, a legal information portal to give up-to-date legal information and a wide range of legal precedents for businesses.

Read more

Income Protection for Care and Medical Businesses

With rising numbers of self-employed people and small businesses across the UK it’s more important than ever to make sure you have the right protection.

Read more